› Mortgage Advice
By choosing MBE Property Finance you have access to a team of dedicated and experienced advisors to guide you through the complex maze of mortgage and property finance.
Our fully qualified and regulated mortgage specialist, based in-house, uses the latest and most sophisticated processes to search the whole of the market for the best products. We will secure the best rate on the market for your circumstances.
Because we have direct access to 60 major lenders and over 1000 mortgage products, we can find a mortgage that saves you money. View our full list of lenders.
You can also view our Discounted Properties of the month.
You will benefit from our expertise as well as the following:
- You can save money because we specialise in Fee Free Mortgages
- Ongoing mortgage advice to keep your financial commitments competitive
- We sourced from the whole market and have access to exclusive deals through GHL
- We offer 5 communication methods: Face to face, Tel, Post, Fax and indeed Email
- We are conveniently situated near Canary Wharf, the heart of the UK financial district
Our Fee Statement: There will be no fee for arranging your mortgage.
We welcome you to contact us on 020 7511 7178 to discuss your case today.
› Secured Loans
When it comes to finance options, there are a number of loan types on offer. One option is the secured loan, which is a loan secured against an asset such as your home. Secured loans are therefore available to homeowners, with lenders offering the loan on a secured basis against the property.
There are a number of benefits available to those that decide to take out a secured loan. It can be an affordable way of borrowing where you are often able to enjoy far lower monthly repayments compared to an unsecured loan. You will find that they are available from a range of reputable UK lenders, but it is important to remember that the interest rates, repayment periods, and other terms and conditions can vary from one lender to another. It is important to compare a range of secured loans in order to find one that suits your needs and your pocket.
You should be aware that whilst this may mean you will make short term saving, over the long term, you may end up paying more. This is because you may be extending the period of the loan. You may also be transferring previously unsecured debts to a mortgage, which is secured on your home.
Apply today for a fast secured loan quote from our panel of lenders. Our broker will search the secured homeowner loan market. All you need to do is contact us on 020 7511 7178 or fill out our online advice form which should take no more than 2 minutes!
› Financial Protection
Your home is a valuable investment, so it makes good sense to protect it. All lenders will insist that your property is protected by buildings insurance, but this isn't the only protection you need. What if some of your valuable possessions are stolen or your furniture is damaged, for example, by a fire? If you fall ill or lose your job, how will you manage your mortgage payments? In the event of your death, how will your mortgage be repaid?
At MBE Property Finance we have a range of insurance policies that will take care of these worries for you.
- Term Assurance
- Critical Illness
- Income Protection
- Buildings and Contents
- Mortgage Payment Protection Insurance⁄ASU
Contact us today on 020 7511 7178 to discuss our protection services.
› Debt Reduction
› Debt Management
Debt management is a short term solution that serves as a gateway for you to start prioritising your debts and regain control. It allows you to pay your household bills first (mortgage, gas, electricity, council tax, etc) and then offers a reduced payment to your unsecured creditors (personal loans, credit cards, HP agreements, etc).
A longer term solution is provided once this short term programme is established.
› IVAs
An IVA is a formal agreement with your creditors and will last for 60 months. A meeting with your creditors is arranged (you need not be present) and a solution is offered to them. Upon agreement both interest and debt charges are frozen.
The IVA is supervised by an insolvency practitioner and the proposal of payment is legally binding. Your payments will be reduced into one affordable monthly payment. Upon completion of the IVA you will be considered debt free, although you may not have actually paid off all your debts. Any outstanding balances are written off.
› Sale and Rent Back
MBE Property Finance can arrange to purchase your property in as little as 7 days, enabling you to release vital equity to repay debts or stop repossession or pending eviction. We give you the option to remain living in the property, paying a monthly rent to us. The first years' rent is taken from the sale price, meaning there are no rent payments for you to make in the first 12 months. We even give you the option to purchase the property back after 12 months.
› Full and Final Settlement
Our highly skilled and experienced advisors negotiate with your creditors, offering to pay a lump sump which is less than the full balance of your debt. In return for a lump sum payment we can arrange to write off the rest of your debts.
Often we successfully negotiate a settlement of between 40% to 70% of the total debt.
The full and final settlement will suit a range of individual circumstances, whether you have received a lump sum from a family member or friend, or are using our remortgage or secured loan options.
› Credit Agreement Review
We can help you receive financial compensation as a result of invalid, unenforceable or fundamentally flawed consumer credit agreements. These include credits cards and unsecured loans. Working closely with solicitors, auditors and other professionals, we provide a service designed to assist our clients claiming a settlement within 3 to 9 months of their claim being accepted by us.
